Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

Friday, November 18, 2016

Opportunity Cost or How a Broken Fridge Can Turn into an Expensive Kitchen Makeover

Have you ever thought about about the difference about an expensive item and a lower-priced counterpart? The difference is not just the amount of money, but also what you can do with this money sitting between, say, a $1,000 leather jacket and a $400 one.

The $600 difference between the two jackets is the monthly payment on your car lease, the monthly insurance on your car, and a lunch out with your kids. No bad, right?

Sunday, March 6, 2016

Increase Your Home's Value by 25% with These Tips

Are you planning to sell your home? Is your dream to get a good gain off this sale? Read these tips below that will help you increase your home's value by up to 25%. We've consulted a number of sources, including the Consumer Reports Magazine as well as a number of personal finance websites. In this post we've gathered only relevant tips and ideas for Canadians.

Sunday, February 28, 2016

15 Products to Buy at Costco Canada

Having access to wholesale stores like Costco makes us wonder what to buy at Costco and what to buy at regular supermarkets. We’ve already explained that some products are not worth buying at Costco . Still, Costco Canada offers a large range of deals nowhere else to be found. In this article we are going to cover 15 best deals you can benefit from and make some savings on while shopping at Costco.

Sunday, February 7, 2016

Don't Buy These 7 Products at Costco

If you are a Costco member, you know well that shopping at this store is a great way to save money. Usually, buying in bulk offers lower prices per unit on the majority of products at Costco. Stocking up on a wide range of products offered at Costco is a no-brainer.

Along with savings, Costco may offer "lemons" - products that are not priced well for our pocket. We go to Costco with the assumption that we will be getting the best price. Unfortunately, it is not always true.

It is true that you can save more by avoiding buying perishable items at Costco even if the price looks so tempting. If your household does not have enough people to consumer these products, it will be a complete waste. Throwing away expired goods is like flushing your money down the toilet. In addition, you always want to follow a list so that to exclude any impulsive purchases.

Saturday, February 6, 2016

5 Things Car Dealerships Don't Want You to Know

Is it now that time when your old car is beyond repairs and you need a new four-wheeled friend? You have probably done some window shopping online to compare car models and pricing. Then you would head to a couple of car dealers to try to get the best deal for your pocket. That's where the story starts: the dealership. In this post, we are highlighting the 5 things that car dealerships don't want you to know. These 5 tips will help you when getting a good deal on a new car or used car at dealerships in Canada.

Wednesday, December 30, 2015

6 Things to Do at Costco Without Being a Member

Did you know you can do these 6 things in a Costco store without being a Costco member? Here is how you could benefit from the low prices at Costco without paying the membership fee. 

Monday, December 28, 2015

Where to Find Coupons

If you are into the money-saving game, you might start using coupons more frequently, especially when you do groceries. Being able to save a lot with coupons, you will need to have lots of coupons. Start thinking of coupons as “money” or “cash”. Acquiring coupons and using them is like earning money and spending it. So, here are 5 good sources where you will be able to find and acquire coupons.

Sunday, July 26, 2015

Use The Cancun Technique to Save Money

Saving money is a difficult objective if you go for it without any motivation. If you have trouble finding such motivation to save some money, you are welcome to use The Cancun Technique, which is a more tangible and realistic way to save.

Wednesday, April 29, 2015

How to Choose Your Costco Membership Properly

Are you a Costco member? Are planning to become one or are you about to renew your membership card? Whatever your situation is, you probably ask yourself which of the two membership options to choose from: Executive or Gold Star. Check the info below out to get a solid answer.

10 Saving Tips from Canadians

Canadians share their savings tips on Twitter under this hashtag: #SaveEarnRepeat. We've checked the tips provided on the page and singled out 10 tips that are highly valuable. Check these tips out and add yours in the comments!

Check the saving tips out and add yours too:

Sunday, April 5, 2015

Where to buy books for cheap in Canada?

You might be looking for Canadian sites where you could buy books for cheap. In this post I am going to offer you three options with their inconveniences and advantages. In the end it will be up to you to decide which one or ones to use for your book purchases.

First, I will have to agree that smartphones and tablet have replaced print books only partially. Even though they are telling time and again that print books will go extinct, I don't think that will ever happen. For instance, I cannot use cookbooks or photography books from my Android tablet. I want to have such books in their usual, aka print format.

Second, buying paper books (well, electronic ones too!) is not cheap. Luckily, we can get some savings when we buy books online. Here are three options to books for less expensive when you purchase them online.

Amazon Canada

No one can compare themselves with when it comes to choice and volume. You can find virtually any book on From that perspective has established itself as the largest book store ever!

Being big and working online have their own benefits: you don't have to pay all those costs that regular brick-and-mortar stores incur. Therefore, you can afford shaving off a couple of dollars to offer some savings to readers.

For instance, these 2 fresh cookbooks are priced reasonably on

The Oh She Glows Cookbook: Vegan Recipes To Glow From The Inside Out

Price on $14.67
Price in store: $29.00

Saturday, March 21, 2015

Invest in Coins with Royal Canadian Mint

If you are trying to figure out ways to diversify your investments, here is another one to consider seriously: investing in Royal Canadian Mint coins. Let's look at coins as an investment tool. Read on to see a couple of important techniques behind coin investing.

First off, I will cover what you don't want to do when it comes to buying coins for investing purposes:

1) Don't buy coins immediately from TV shop. Shop around!

From time to time we see coins sold on TV (a pretty widespread practice in the US). You want to be really careful with TV shops. Before you take out your credit card and give it to the dealer on the phone, shop around. There were plenty of evidence that TV shops inflate the price of coins. Same exact coins could be bought from your local coin dealer for less expensive.

2) Don't buy immediately from private mints. Shop around!
Yes, you might fall on private mints. There were warnings issued in the past that some private mints issue coins with quantities of precious metals much lower than advertised. So, before buying from a private mint, check this mint's reputation online.

So, what do you need to do if you are ready to invest in coins? Well, in Canada you would go to the Royal Canadian Mint. The Royal Canadian Mint is a Canadian Crown Corporation, 100% owned by the Canadian Government. But what to buy from them so that it's a good investment? Read on!

Sunday, March 8, 2015

How to Organize Your Coupons

If you arrive to this website, you are probably an active user of coupons. You have probably collected between 5 to tens of coupons. The question is how to organize these coupons so that it’s easy to retrieve them at the right moment.

You don’t really want to fall into a situation when you have plenty of coupons, but they expire because you forgot about them as they were hidden from your sight and your mind.

My best advice to you is: Keep things organized!

Organizing coupons is my bread and butter. I would not say that I am a discipline freak, but I try keeping everything organized. When it comes to money (yes, I consider coupons as earned money), I know it’s good to have a good system to handle all the “paperword” coming my way from coupon inserts, internet-ordered and printed coupons.

I’ve seen and used these 2 methods of organizing coupons.

Sunday, February 1, 2015

Shopping Tips to Save Money

In this post we are going to cover 4 shopping tips that will help you save money on a monthly basis. Yes, these are valid tips that we recommend adding up to your shopping behaviour. They will pay off well, that’s for sure!

Shop seasonally!

Well, agricultural produce is not the only product that we buy seasonally. Buying electronics, clothes, sports gear can also be considered seasonal. Say, sports gear is always on sale in January – we all do our New Year resolutions in December, so the health and wellness gear manufacturers are out there to provide us with gear when our resolutions are very hot!

Thursday, January 1, 2015

Money Saving Apps in Canada

In this story we are going to focus on money saving apps available in Canada. We will not be giving too many apps, but will focus on a couple of money saving apps that make sense, that are easy to use, and that are valuable for what you get.

Sunday, November 23, 2014

Planning for Black Friday, Cyber Monday and Boxing Day Sales

How to profit from all deals and discounts over the winter holiday season? We’ve outlined several strategies that you can apply while going on the shopping spree during this holiday season.

Yes, we are approaching the most wonderful time of the year – the winter holidays. This is the time of the year full of best wishes, nice and so-long-awaited presents (well, if you are under 13), joys and, most of all, (well, if you are over 25 and look for savings), holiday deals and discounts.

Saturday, November 15, 2014

Buy Winter Tires Intelligently

It’s again this time of the year that we need to change tires on our cars. If your tires are all good from the previous year, just go to your mechanic and change them if your hubby does not enjoying spending a couple of hours changing the tires by himself. If it’s time to buy winter tires, approach this relatively expensive activity intelligently. Look at it from different angles: the initial investment and long-term benefits or flaws. See these three options that can help you make the right decision about winter tires.

Option #1: Buy used winter tires

Winter tires are usually good for 60,000-100,000 kilometers or 4-5 winters. So if you buy used winter tires from Craiglist or Kijiji you may save up to 40-50% of the original cost of the tires. The only drawback is that you may be buying a cat in the bag. If you are not a tire specialist, you cannot say how long the tire has been used for by doing a simple visual inspection of the winter tire. Sellers on Kijiji tend to hide some small details like that the tires were used for two winters instead of the announced “one-winter”. No seller will provide you with the accurate number of kilometers that the tire ran. $300 that you dish out for 4 winter tires may be good for 1-2 winters more. A real saver? Yes, but it’s really short-term.

Friday, November 14, 2014

9 Tips on Frugal Eating

Frugal eating is not a sin, it's a necessity for a lot of families in Canada. The monthly grocery expense may amount to 30-40% of a household's income, especially when it's about a family with young and teenage kids. In this post we are going to provide 9 strategies that will help you be more frugal with your grocery expenses without deteriorating the quality of your food.

Frugal eating should not be abut being cheap. It is just about savings that are easily accessible.

Cook in Large Quantities
Cooking large quantities of food has a huge advantage over preparing frequent diverse servings. Say, a well-prepared big turkey can feed several persons for several days. The original higher investment will result in a lower overall cost when divided per the total number of servings and days.

Tuesday, October 21, 2014

How to Save on Halloween Costumes

Halloween is coming in a matter of days. For parents it's another expense: our kids need new costumes just to be top-notch for this year's Halloween. See below how you could save and not spend too much on costumes for your kids.

First, you might want to use the items you already own!
Yes, DYI costumes are the best savers. Use what you already have at your place: from clothing to makeup. There are plenty of chances that your home has all the needed pieces and you will just have to add them all up in a nice DYI costume for this Halloween. Explore your kids' closets and put your imagination to work when dealing with castoffs.

Use these ideas for DYI costumes:

Friday, October 17, 2014

How to Win Contests Online

Are you asking yourself how you’d win contests online? If yes, here are some tips from our team that could help you win not all, but at least some contests online.

Online contests are a great way to do a small present for yourself, especially knowing that these contests are all free! The prizes are often interesting enough and worthwhile spending several minutes of your time. In this short post we are going to give you some tips on how to participate efficiently in online contests.

Historically, there are plenty of online users who are trying to trick the system by registering multiple times with the same postal address and different emails. You should know that this behaviour leads to a disqualification from the contest. Don’t create multiple registrations – you will not be able to trick the organizers.