Debt to Income Ratio or How to Know Your Borrowing Ability

We are living in a world where debt is both good and bad. Debt finances government and private projects, but it also allows us to buy expensive things from cars to luxury items. 

Being able to calculate how much you can borrow is important when you make big decisions, like buying a house or planning to renovate your kitchen. Debt-to-income ratio (DTI) is the main indicator that helps understand your finances better before such buys. Let's talk about how it's calculated and what's considered a good DTI.

How to Save Big on Kobo eBooks and Audio Books

Are you passionate about reading? Buying paper books is quite expensive these days. E-books are a great alternative if reading is your hobby. Here we will give you promo codes from Kobo, a popular e-reader store, valid in 2020. We will also talk about ways that you can use with Kobo to save on ebooks and audio books.

Merrell Canada Coupons and Promo Codes [2020] - 15% off

Here are Merrell Canada coupons and promo codes available in 2020. Merrell is a well-known shoe brand. These days Merrell sells both shoes and clothing in brick-and-mortar store and online. You can also see Merrell shoes at their partner stores. The below coupons and discounts are valid on the Merrell Canada website. See the discount below.

8 Realistic Ways to Boost Your Monthly Income

We're exploring ways to increase your monthly earnings. See several practical ways to do so here.

Many Canadians may not be prepared for financial emergencies, a recent survey from Financial finds revealed. Close to 50% of respondents from Canada said they had no savings for a major emergency. 53% said they were relying on their next paycheck. This is a sad reality. But there are a couple of ways to try to change it.

A&W Coupons in Canada in 2020

A&W Canada continues to operate as usual despite the changed rules this year. You can order A&W food via the drive-in service in October-November 2020. In addition, use the new discount coupons that allow you to get important savings. See how you can get these coupons from the A&W website. Follow the steps below.

$ 98 in Savings with Websaver Printable Coupons

Websaver, a popular coupon site in Canada, has two types of coupons: printable and digital coupons. Our site keeps close tabs on their printable coupons, which we find valuable and easy to get. See here the recent printable coupons from Websaver valid in 2020.